Some people think it doesn't really matter where they buy their insurance. But this misconception could be costing them money, service and protection. Buying insurance isn't like buying bread or milk. Insurance is an important safety net for your family, your home, your car or your business. Don't treat the purchase lightly!
There is a difference in where you buy your protection. Many people don't realize there are three sources for insurance:
•Captive Agents, who can sell you the insurance of only one company.
•Telephone Representatives, who can offer you the insurance of one company, and only on the telephone.
•Independent Insurance Agents, who represent an average of eight insurance companies, and research with these firms to find you the best combination of price, coverage and service.
Your Independent Insurance Agent:
•Is a licensed professional with strong customer and community ties.
•Gives you excellent service and competitive prices because your agent can access the insurance coverage from more than one company.
•Unlike other agents, is not beholden to any one company; thus, you don't need to change agencies as your insurance and service needs change.
•Assists you when you have a claim.
•Is your consultant, working with you as you determine your needs.
•Offers you a choice of insurance plans and programs.
•Is a value hunter who looks after your pocketbook in finding the best combination of price, coverage and service.
•Offers one-stop shopping for a full range of products-home, renters, auto, business, life and health.
•Can periodically review your coverage to keep up with your changing insurance needs.
•Treats you like a person, not just another number.
•Customer satisfaction is the key to an independent agent's livelihood. So, serving you is your independent agent's most-important concern.
There Is A Difference !
Compliments of the Independent Insurance Agents & Brokers of Washington
Tampilkan postingan dengan label health insurance Washington State. Tampilkan semua postingan
Tampilkan postingan dengan label health insurance Washington State. Tampilkan semua postingan
Selasa, 01 Juni 2010
Selasa, 25 Mei 2010
Washington State intends on running its own temporary federally funded High risk Health Insurance Program
We here at Sav-on like to help spread the word regarding Insurance related news affecting the Pacific North West. This was a news release sent out by Washington State Insurance Commissioner's Office.
OLYMPIA, Wash. – Insurance Commissioner Mike Kreidler and Gov. Chris Gregoire have notified Health and Human Services Secretary Kathleen Sebelius that Washington state intends to run its own temporary, federally-funded high risk health insurance program.
“We cannot afford to miss this opportunity to provide much needed coverage to our uninsured,” said Kreidler. “There are many details that need to be worked out, but we plan to leverage the administrative framework and experience of the Washington State Health Insurance Program (WSHIP).”
The Patient Protection and Affordable Care Act designated $5 billion in federal funds to create temporary high risk pool programs to provide health insurance to currently uninsured individuals with preexisting conditions from July 1, 2010 to Jan. 1, 2014. States could either let the federal government run the program or contract with the federal government to set up the high risk pools through state programs or private non-profit entities.
“Signaling our intent to run the new program ourselves is the first step in the process,” said Kreidler. “We expect to receive more details before formal applications are due at the end of May.”
Under the new law, there are specific requirements for the high risk pools regarding eligibility, benefits, and funding. For instance, participants must:
■be a citizen or national of the U.S. or lawfully reside in the U.S.,
■must have been uninsured for at least six months,
■and must have a preexisting health condition.
“Many of the details regarding benefits still need to be determined, but once the formal application has been made we intend to hold a public meeting to share information about the new program,” added Kreidler.
OLYMPIA, Wash. – Insurance Commissioner Mike Kreidler and Gov. Chris Gregoire have notified Health and Human Services Secretary Kathleen Sebelius that Washington state intends to run its own temporary, federally-funded high risk health insurance program.
“We cannot afford to miss this opportunity to provide much needed coverage to our uninsured,” said Kreidler. “There are many details that need to be worked out, but we plan to leverage the administrative framework and experience of the Washington State Health Insurance Program (WSHIP).”
The Patient Protection and Affordable Care Act designated $5 billion in federal funds to create temporary high risk pool programs to provide health insurance to currently uninsured individuals with preexisting conditions from July 1, 2010 to Jan. 1, 2014. States could either let the federal government run the program or contract with the federal government to set up the high risk pools through state programs or private non-profit entities.
“Signaling our intent to run the new program ourselves is the first step in the process,” said Kreidler. “We expect to receive more details before formal applications are due at the end of May.”
Under the new law, there are specific requirements for the high risk pools regarding eligibility, benefits, and funding. For instance, participants must:
■be a citizen or national of the U.S. or lawfully reside in the U.S.,
■must have been uninsured for at least six months,
■and must have a preexisting health condition.
“Many of the details regarding benefits still need to be determined, but once the formal application has been made we intend to hold a public meeting to share information about the new program,” added Kreidler.
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