Earthquake Insurance in Ohio!? (Re Post from July 2, 2010)

The recent tragedy that has struck Japan is heart breaking. Our thoughts and prayers go out to all those people who suffered loss from this disaster. Recently we did a repost of a flood insurance article since it had been in the news in Ohio and we are sad that once again we are doing a repost due to another natural disaster. Below is our July 2^nd post from 2010 about earthquakes.

Also, with this post I would like to also encourage all of you to please be sure to research and see what you might be able to do to lend support to those in Japan.

Re Post from July 2^nd, 2010:

The big question going around on June 23rd was, “Did you feel the earthquake”. Many thought people were joking, but when they checked their Facebook page and saw that many of their friends in the Ohio area had felt the earth move, they knew the question was legit. The reason Ohioans felt the earth move was just north of us, Canada had a 5.0 magnitude earthquake. Though we are not California or anywhere near California, Ohio still has their fair share of earthquakes. On average Ohio has 5 to 6 earthquakes a year. Year to date in 2010 we have already had 6, so the question that has to be asked of this insurance blog is should people in Ohio carry earthquake insurance? We at Fey Insurance Services feel that it is a good idea to have this coverage. It is something we always quote to our customers. For an average valued house the premium can range from $50 to $80 a year. Though we only have little earthquakes the potential for a large scale quake is there and if that happened the affects would be devastating to a home.Feel free to get in touch with us to inquire about earthquake insurance

Earthquake Insurance In Ohio?!

The big question going around on June 23rd was, “Did you feel the earthquake”. Many thought people were joking, but when they checked their Facebook page and saw that many of their friends in the Ohio area had felt the earth move, they knew the question was legit. The reason Ohioans felt the earth move was just north of us, Canada had a 5.0 magnitude earthquake.

Though we are not California or anywhere near California, Ohio still has their fair share of earthquakes. On average Ohio has 5 to 6 earthquakes a year. Year to date in 2010 we have already had 6, so the question that has to be asked of this insurance blog is should people in Ohio carry earthquake insurance? We at Fey Insurance Services feel that it is a good idea to have this coverage. It is something we always quote to our customers. For an average valued house the premium can range from $50 to $80 a year. Though we only have little earthquakes the potential for a large scale quake is there and if that happened the affects would be devastating to a home.

Feel free to get in touch with us to inquire about earthquake insurance.

Earthquake Preparedness: What To Do Before an Earthquake

Check for earthquake hazards

Fasten shelves securely to walls.

Place large or heavy objects on lower shelves and store breakable items such as bottled foods, glass, and china in low, closed cabinets with latches.

Hang heavy items such as pictures and mirrors away from beds, couches, and anywhere people sit.

Brace overhead light fixtures.

Repair defective electrical wiring and leaky gas connections. These are potential fire risks.

Secure a water heater by strapping it to the wall studs and bolting it to the floor.

Repair any deep cracks in ceilings or foundations. Get expert advice if there are signs of structural defects.

Store weed killers, pesticides, and flammable products securely in closed cabinets with latches and on bottom shelves.

Identify safe places indoors and outdoors

Under sturdy furniture such as a heavy desk or table.

Against an inside wall.

Away from where glass could shatter around windows, mirrors, pictures, or where heavy bookcases or other heavy furniture could fall over.

In the open, away from buildings, trees, telephone and electrical lines, overpasses, or elevated expressways.

Have disaster supplies on hand

Flashlight and extra batteries.

Portable battery-operated radio and extra batteries.

First aid kit and manual.

Emergency food and water.

Nonelectric can opener.

Essential medicines.

Cash and credit cards.

Sturdy shoes.

Make sure the whole family knows the plan

Make sure children know how to call 911 and how to tune into emergency radio broadcasts

Teach family members how and when to turn off water, gas, and electricity

Have an earthquake drill

Have a plan to reunite after a disaster if family is separated

Have an out of state family member or friend as an emergency contact in case local friends and family are not reachable due to the disaster


Thank you to FEMA

Earthquake Rattles Washington Residents

Click to enlarge photo.

At 5:25am today, an earthquake registered at a 4.5 magnitude woke Washington residents from sleep and even rattled some as far as Vancouver, B.C.

The quake started in Kingston, Washington and seems to have moved mostly north though greater Seattle area citizens as far as Des Moines and the East Hill of Kent reported being woken this morning.

No damage to homes or injury has been reported at this time.


We urge you that if you don't already have an earthquake policy or earthquake coverage -- which is NOT covered on a regular home policy-- please contact us. "The Big One" has yet to come.

E-mail: info@sav-on.com or 1-888-867-2866.