We wish you a very safe and wonderful holiday.
Kamis, 25 Desember 2008
Happy Holidays!
We wish you a very safe and wonderful holiday.
Selasa, 23 Desember 2008
How to Apply Chains
If you're a Seattlite, I thought I'd warn you before you venture out in the snow.
I attempted such a feat on Sunday out of pure desparation for getting some butter and flour to make some Christmas Cookies. My initial thought was to bus it! Well...unfortunately I wasn't aware of it but buses weren't running at a regular schedule or pace. I ended up walking and gave up to take a bus home (right past the store).
My suggestion is to get yourself some good chains if you can find them. This is a VERY helpful video from WSDOT on applying your chains:
I attempted such a feat on Sunday out of pure desparation for getting some butter and flour to make some Christmas Cookies. My initial thought was to bus it! Well...unfortunately I wasn't aware of it but buses weren't running at a regular schedule or pace. I ended up walking and gave up to take a bus home (right past the store).
My suggestion is to get yourself some good chains if you can find them. This is a VERY helpful video from WSDOT on applying your chains:
Selasa, 16 Desember 2008
How to Remove Ice from your Driveway
First, it's smart to prepare for ice and snow by using markers to mark the perimeter of your driveway to avoid damage to the vegetation.
There's a nifty product you apply about 1 1/2 to 2 hours before the snow hits which acts as an "anti-snow agent". Essentially this reduces snow accumulation and therefore the formation of ice. One gallon of this liquid product protects 1000 square feet and lasts about 2 weeks. The product is called Bare Ground and can be used from 35 degrees to -20. Anything above 35 degrees F will cause a slippery surface.
Other options are to shovel the snow before it becomes ice or laying down heavy plastic over small areas before the storm.
When it comes to chemicals...
Sand does not remove the ice, however it does provide traction. You may even want to use a pick to chop up ice, shovel it, and then spread the sand out evenly over remaining icy spots.
Rock salt aka sodium chloride is probably the most well known product to remove ice. It is inexpensive and usually readily available. Keep it mind it does damage vegetation and can damage metal and concrete.
CMA or Calcium Magnesium Acetate is a low toxicity product that's safe for vegetation, concrete, and metal. However, it is one of the slower working products and more expensive too.
Potassium Chloride is OK for plants and concrete but is not very effective. It also will work only to the lowest temperature of 12 degrees F.
Calcium Chloride is fast acting and effective to -25 degrees F. It will likely cause damage to concrete, vegetation and metal and tends to leave an oily residue.
Magnesium chloride is also one of the best known products. If followed as directed, it will not harm vegetation, metal, or concrete. It will usually leave an oily residue.
With possibly the next few days being a snow storm over in the Seattle area, take care and do as little driving as possible!
Thank you to, Associated Content
There's a nifty product you apply about 1 1/2 to 2 hours before the snow hits which acts as an "anti-snow agent". Essentially this reduces snow accumulation and therefore the formation of ice. One gallon of this liquid product protects 1000 square feet and lasts about 2 weeks. The product is called Bare Ground and can be used from 35 degrees to -20. Anything above 35 degrees F will cause a slippery surface.
Other options are to shovel the snow before it becomes ice or laying down heavy plastic over small areas before the storm.
When it comes to chemicals...
Sand does not remove the ice, however it does provide traction. You may even want to use a pick to chop up ice, shovel it, and then spread the sand out evenly over remaining icy spots.
Rock salt aka sodium chloride is probably the most well known product to remove ice. It is inexpensive and usually readily available. Keep it mind it does damage vegetation and can damage metal and concrete.
CMA or Calcium Magnesium Acetate is a low toxicity product that's safe for vegetation, concrete, and metal. However, it is one of the slower working products and more expensive too.
Potassium Chloride is OK for plants and concrete but is not very effective. It also will work only to the lowest temperature of 12 degrees F.
Calcium Chloride is fast acting and effective to -25 degrees F. It will likely cause damage to concrete, vegetation and metal and tends to leave an oily residue.
Magnesium chloride is also one of the best known products. If followed as directed, it will not harm vegetation, metal, or concrete. It will usually leave an oily residue.
With possibly the next few days being a snow storm over in the Seattle area, take care and do as little driving as possible!
Thank you to, Associated Content
Selasa, 09 Desember 2008
Our November Graduate Results!
We had 44 total grads for the month of December for a total of 533 for the year.
Our top 10 savers:
Trevor G. - Federal Way $1051 SAVED!
Gwendolyn T - Seattle $839
Tracey P - Des Moines $594
Pedro S - Federal Way $519
Jordan K - Renton $464
Donjanique B - Bellevue $431
Charles J - Federal Way $427
Reyes G - Renton $420
Alfonso L - Federal Way $420
Jose A - Kent $403
We saved our Sav-on Graduates an average of $256 -- that's 30% savings off their current policy. Congratulations Graduates!
Our top 10 savers:
Trevor G. - Federal Way $1051 SAVED!
Gwendolyn T - Seattle $839
Tracey P - Des Moines $594
Pedro S - Federal Way $519
Jordan K - Renton $464
Donjanique B - Bellevue $431
Charles J - Federal Way $427
Reyes G - Renton $420
Alfonso L - Federal Way $420
Jose A - Kent $403
We saved our Sav-on Graduates an average of $256 -- that's 30% savings off their current policy. Congratulations Graduates!
Selasa, 02 Desember 2008
Safe Holiday Decorating Tips
It seems like there's always one house in the neighborhood that goes all out during the holidays. You might have a neighbor like that in your neighborhood, or maybe it's you! But even decorating for the holidays can be dangerous. According to the Consumer Product Safety Commission around 10,000 people are seen in emergency rooms every year as the result of burns, falls, shocks and cuts they received in the midst of holiday decorating.
Evergreen trees are a mainstay in many homes over the holidays. And while they are beautiful, the CPSC says trees can easily become fire traps.
According to a recent survey by the Commission dried out trees start more than 200 fires each year - some of which are fatal. But there are a few things consumers can do to avoid a tragedy during the holiday season.
The freshest trees are the least combustible, so live trees should have green needles that are difficult to pull from branches, don't break when bent and don't fall off if the tree is tapped on the ground. The tree's bottom should be sticky with resin. All trees - live or artificial - should be kept away from fireplaces, radiators and high traffic areas in the home.
Holiday lights, while adding to a festive holiday atmosphere, can also be a source of house fires. Opt for newer lights that have been tested by a nationally recognized laboratory, such as the Underwriters Laboratory (UL). Holiday lights should have thick wiring, and should be devoid of broken or cracked sockets, loose connections and frayed or bared wires. If lights are going to be used outdoors, they should be marked as such. Avoid extension cords unless they are specifically designed for lighting use.
Never use electric lights on a metallic tree, as this can pose an electrocution hazard.
Finally, while Santa likes stockings hung at the chimney, he asks that it be done with care. A screen should be placed around the fireplace to keep sparks from coming into contact with decorations, furniture or other flammable items. It is also not a good idea to burn wrapping paper or plastic materials in a fireplace. And fire salts, which are used to
produce colored flames, must kept away from children. The CPSC says they
contain heavy metals which can cause gastrointestinal problems and vomiting if eaten.
Holiday decorating accidents don't have to ruin anyone's fun this year. By keeping in mind these simple tips, the season can be truly joyous for all.
Evergreen trees are a mainstay in many homes over the holidays. And while they are beautiful, the CPSC says trees can easily become fire traps.
According to a recent survey by the Commission dried out trees start more than 200 fires each year - some of which are fatal. But there are a few things consumers can do to avoid a tragedy during the holiday season.
The freshest trees are the least combustible, so live trees should have green needles that are difficult to pull from branches, don't break when bent and don't fall off if the tree is tapped on the ground. The tree's bottom should be sticky with resin. All trees - live or artificial - should be kept away from fireplaces, radiators and high traffic areas in the home.
Holiday lights, while adding to a festive holiday atmosphere, can also be a source of house fires. Opt for newer lights that have been tested by a nationally recognized laboratory, such as the Underwriters Laboratory (UL). Holiday lights should have thick wiring, and should be devoid of broken or cracked sockets, loose connections and frayed or bared wires. If lights are going to be used outdoors, they should be marked as such. Avoid extension cords unless they are specifically designed for lighting use.
Never use electric lights on a metallic tree, as this can pose an electrocution hazard.
Finally, while Santa likes stockings hung at the chimney, he asks that it be done with care. A screen should be placed around the fireplace to keep sparks from coming into contact with decorations, furniture or other flammable items. It is also not a good idea to burn wrapping paper or plastic materials in a fireplace. And fire salts, which are used to
produce colored flames, must kept away from children. The CPSC says they
contain heavy metals which can cause gastrointestinal problems and vomiting if eaten.
Holiday decorating accidents don't have to ruin anyone's fun this year. By keeping in mind these simple tips, the season can be truly joyous for all.
Selasa, 25 November 2008
5 Secrets to a Perfect Turkey
The “Cook's Illustrated” test kitchen has roasted thousands (yes, thousands) of turkeys over the years and has figured out where turkey preparation often goes wrong. Here are the most common mistakes — and how to avoid them.
Defrost early
A frozen bird that hasn't fully defrosted is a disaster. Don't try to speed up the process on the counter — it's just not safe. A turkey must defrost slowly in the refrigerator. Plan on 1 day in the fridge for every 4 pounds of turkey. A 16-pound turkey needs 4 days to thaw.
Brine if necessary
If you don't buy a kosher or self-basting bird, you really should brine the bird a day in advance. Place the turkey in a bucket filled with cold water and salt. Use 1/2 cup table salt for every gallon of water. (Two gallons of water should cover all but the largest turkeys.) After 12 hours in the refrigerator, rinse and pat the turkey dry. The salt seasons the bird and helps it retain moisture as it cooks.
Baste before roasting
Brushing butter or pan drippings over the bird as it cooks is a messy proposition and actually makes the skin less crisp. To promote browning, brush the bird with melted butter before it goes into the oven.
Roast upside down
To prevent the breast meat from drying out, roast the turkey upside down in a V-rack set inside your roasting pan for the first hour. This shields the breast meat from direct heat and causes juices in the bird to run down into the breast. After an hour, flip the turkey breast side up so the skin on the breast can brown.
Ignore the thermometer
The plastic pop-up thermometers in most turkeys are designed to pop when the bird is overcooked. Instead, use an instant-read thermometer to measure the progress of your bird.
A big thank you to MSNBC. You can read the entire article by going to: www.msnbc.msn.com/id/21836561/
Defrost early
A frozen bird that hasn't fully defrosted is a disaster. Don't try to speed up the process on the counter — it's just not safe. A turkey must defrost slowly in the refrigerator. Plan on 1 day in the fridge for every 4 pounds of turkey. A 16-pound turkey needs 4 days to thaw.
Brine if necessary
If you don't buy a kosher or self-basting bird, you really should brine the bird a day in advance. Place the turkey in a bucket filled with cold water and salt. Use 1/2 cup table salt for every gallon of water. (Two gallons of water should cover all but the largest turkeys.) After 12 hours in the refrigerator, rinse and pat the turkey dry. The salt seasons the bird and helps it retain moisture as it cooks.
Baste before roasting
Brushing butter or pan drippings over the bird as it cooks is a messy proposition and actually makes the skin less crisp. To promote browning, brush the bird with melted butter before it goes into the oven.
Roast upside down
To prevent the breast meat from drying out, roast the turkey upside down in a V-rack set inside your roasting pan for the first hour. This shields the breast meat from direct heat and causes juices in the bird to run down into the breast. After an hour, flip the turkey breast side up so the skin on the breast can brown.
Ignore the thermometer
The plastic pop-up thermometers in most turkeys are designed to pop when the bird is overcooked. Instead, use an instant-read thermometer to measure the progress of your bird.
A big thank you to MSNBC. You can read the entire article by going to: www.msnbc.msn.com/id/21836561/
Selasa, 18 November 2008
Does smoking affect AUTO insurance??
We got a really interesting question from one of the kids at the driving school last week (for more details, check out the 11/12/08 post on our teen blog www.savon-teendriver.blogspot.com). A young woman asked "I heard that smoking can make your insurance higher?" I replied that I'd never heard of anything like that...we certainly don't have any companies that surcharge for smoking (unless it's a life insurance policy which is a whole 'nother ballgame). But I decided to look into it...
I found that some companies do surcharge for a home policy...which makes sense. A smoker runs a higher risk of burning down the house. I'm sure you've heard stories in the news about a house or apartment catching fire and the cause was a lit cigarette. You also have to take into account that smoking inside your home will lower its value and the value of your possessions (due to the smell and damage caused by the smoke) which, in turn, could affect your premium of a renters or condo policy.
And evidently, auto premiums can be higher for smokers due to the fact that smokers tend to be more reckless drivers.
Again, I've never run into this problem with any of our companies we represent and I was unable to find out what states this affects. Has anyone else heard of this?
Thank you to www.ampminsure.org
I found that some companies do surcharge for a home policy...which makes sense. A smoker runs a higher risk of burning down the house. I'm sure you've heard stories in the news about a house or apartment catching fire and the cause was a lit cigarette. You also have to take into account that smoking inside your home will lower its value and the value of your possessions (due to the smell and damage caused by the smoke) which, in turn, could affect your premium of a renters or condo policy.
And evidently, auto premiums can be higher for smokers due to the fact that smokers tend to be more reckless drivers.
Again, I've never run into this problem with any of our companies we represent and I was unable to find out what states this affects. Has anyone else heard of this?
Thank you to www.ampminsure.org
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