Fey Insurance Announces New Blog

The ways of communication are constantly changing. Mail has been largely replaced by email and in some cases email has been pushed aside by tweets or Facebook postings. Since we here at Fey Insurance Services are dedicated to communicating with our customers in the fashion they most prefer we have decided to step into the blogging world. We hope to use this blog as a way to broadcast insurance information and advice to our customers and to the public as a whole. In our firm's mission statement we state that "Fey Insurance Services is an independent insurance agency dedicated to consulting, protecting and servicing our clients...". This blog will assist us in the "consulting" side of our mission statement.

Our posts will consist of: insurance news that individuals and businesses would find useful, news about the insurance companies that we represent, insurance coverage advice, insurance trends and hopefully a few fun facts or thoughts.

We hope you all find this blog of use and please come back and visit often.

Flood Insurance, Time is Running Out!

For people that wait too long for a flood insurance policy, you may be in for a rude awakening when companies stop offering it!

With the high volume of policies being issued, companies are starting to see that they could be in for some catastrophic financial losses.



Attention homeowners, renters, & mobile owners! Flood is not included in your regular policy. Flood works a little differently and we're always here to explain how flood coverage, exclusions, and deductibles work.



It's also VERY important to remember that there is a 30 day waiting period for flood policies. Which essentially means that if you take out your policy on 10/20/09, your policy will not go into effect until 11/20/09. Any flood occurring before that date will not be covered.



So just call us or e-mail us for a quote TODAY! You will be surprised at how inexpensive flood coverage can be.



For Flood Quotes & Questions

E-mail: info@sav-on.com or call 1-888-867-2866

Career Changes & Children Likely to Prompt Women to Purchase a Car

For women, purchasing a car can often be triggered by major life events, particularly changes in employment and family, according to a recent survey conducted for CarMax, Inc. (NYSE: KMX), the nation’s largest retailer of used cars.

Sixty percent of women surveyed indicated that a change in their career, whether it was a new job (37 percent) or retirement (23 percent), would be most likely to initiate the purchase of a vehicle. However, for women between the ages of 18 and 34, forty-one percent responded more likely to purchase a car when they become pregnant or welcomed another child into the family, a similar percentage as those surveyed who chose “new job” in the same age group.

“Many personal factors affect women shopping for a car,” said Donna Wassel, Southwest region vice president of CarMax. “Changes in family and employment create an opportunity to evaluate your current driving situation. If a car purchase is right for you, shopping at a no-hassle, no-haggle car retailer such as CarMax can make the experience a fun and enjoyable one.”

The following are the results of the recent poll that asked women: Of the following life events, which is most likely to prompt you to purchase a car?




The survey was conducted by Ipsos Public Affairs on behalf of CarMax. The national sample consisted of more than 500 U.S. women, aged 18 and older who were interviewed online August 17 through August 19, 2009.

Holiday Hosts Need a Personal Umbrella

Nearly 29 million American s will plan to host a party between Halloween and the Super Bowl. More importantly, over 21 million of those party hosts do not have Personal Umbrella Insurance, leaving them open to lawsuits and potential financial ruin.

If a party guest drinks, drives and causes an accident, the hosts can be held responsible. The high dollar value of jury awards combined with skyrocketing health care costs means one lawsuit can easily exceed the liability limits provided by the average homeowner policy.

SAV-ON has multiple companies which offer Personal Umbrella policies to cover you in the event of such a claim.


Call us today at 1-888-867-2866, e-mail info@sav-on.com, or request a Quik Quote!
For only 50 cents a day, you won't regret it!

Thank you to Mutual Insurance Company!

Energy Efficiency Improvements Tax Incentive

The $8,000 New Home Buyer Tax Credit (along with the Cash-for-Clunkers) may have dominated the headlines recently, but some energy efficiency Tax Credits offered by the federal government could be even more useful for the average homeowner. You may be eligible for a tax credit equal to 30 percent of the cost of materials (up to $1,500) for certain products purchased between January 1, 2009 and December 31st, 2010.

Click below for the rating specifications for eligible energy efficiency products or request the document from us: info@sav-on.com.


Thanks to Prudential

PEMCO news release offers water-damage tips

PEMCO Insurance issued a news release October 1, that reveals Washington residents’ perceptions of the most-frequent causes of homeowner claims. The PEMCO Insurance Northwest Poll, conducted by FBK Research, shows that only 14% of people correctly identified water leaks as the leading cause of homeowner claims, while more than one-fourth incorrectly believe bad weather causes most claims. The news release also offers tips on how to prevent common leaks, such as with ice-makers, dishwashers, washing-machine hoses, and outdoor faucets.

CarMax Advises How to Avoid Flood-Damaged Cars

In the wake of recent flooding, CarMax, Inc., (NYSE: KMX), the nation’s largest retailer of used cars, is advising consumers on how to avoid purchasing flood-damaged vehicles.

"Consumers should be aware that some businesses and individuals may try to sell salvaged and flood-damaged cars without revealing the vehicle history," said Jason Day, Atlanta region vice president of purchasing for CarMax.
Flood-damaged cars that are not structurally or mechanically sound could be repaired, re-titled, and sold to unsuspecting buyers."

CarMax’s purchasing team offers these ten tips for identifying a vehicle with possible flood damage. If any of these signs are identified, ask further questions to determine if flood damage occurred:

Check for a moldy smell inside the car and feel the carpet for dampness

Be suspicious of an older car with a brand new interior or carpeting

Check for rust under the brake or gas pedals

Look for dirt or rust under the dashboard and floor mats

Inspect the bolts and screws under the seats for evidence of rust

Check the undercarriage for excessive rust

Check inside the trunk under the carpet and in the spare tire well area for rust, dirt or sand

Look for corrosion, water marks, or a thin brown line on the exterior of the vehicle

Check to see if the electrical system works

Check the VIN number with AutoCheck or Carfax to see whether a flood claim has been filed or a salvage title has been issued on the vehicle